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Donate to Kiva help change lives creating jobs within communities, food and shelter, and your donations actually helped communitie

It's amazing what a little compassion and cash can do if utilized in the right way

Kiva: loans that change lives

Kiva: loans that change lives

by Ashton in Non-Profit (submitted 2010-09-02) Can you actually make a difference?

Have you ever wondered where your donations have gone? Was your donation used to help those in need, or did it go to charity administration costs? Is it even worth it? Plumbing, electricity, movie nights with your friends, maybe a car, and a decent education; these seem like pretty standard necessities. Donate to Kivia

What about the rest of the world? Imagine a life without plumbing, limited electricity, absolutely no movie nights with friends because you're too busy gathering water 5 miles from home in order to feed your family.

If you could help provide those essentials for families, helping children go to school, creating jobs within communities, food and shelter, and your donations actually helped communities develop in the long term, would you donate? Donate to Kivia

Penny's success story "Penny," a 27 year old single mother of 2 was like many women in her community, finding it difficult to support herself and her children. Although Penny had many disadvantages, she never gave up hope.

Through the support of 7 kindhearted lenders, Penny was able to open up her own café shop, employ 1 assistant, and send her children to school. Penny's donations not only went to support 1 individual or family, but reached an entire community. Donate to Kivia

People are generous by nature, and will help out others if given the opportunity,  You Can Donate Only $25.00 and this can really changes lives 





Kiva 

Kiva has made it possible for individuals, and organizations like NETELLER, to donate through the use of micro-financing loans, supporting entrepreneurs like Penny across the globe. As of 2009, Kiva has facilitated over 100 million USD in loans.

How does Kiva work so well? Kiva's success has been based on their belief that:

a) People are generous by nature, and will help out others if given the opportunity, especially if that opportunity is transparent b) The poor are highly motivated and very successful when given an opportunity

Combining those 2 schools of thought, Kiva then follows these steps:donations

Kiva partners with a micro-finance institution(called 'field partners') Field partners disburse loans and upload stories Lenders (that's you) browse profiles and lend

Kiva disburses lenders' funds to the field partner Entrepreneurs repay their loans Kiva provides repayments to lenders

Did you know? Micro-financing actually has a rate of repayments that averages over 95%, which is a better rate of return than that of traditional loans, student loans, and credit cards.

NETELLER: helping local entrepreneurs, globally. Wouldn't it be nice to give 100 USD, and know that that 100 would turn into 500, 1000, and so forth to support an entire community?

NETELLER has taken a leadership role in doing just that by helping over 50 entrepreneurs across the globe make changes in their lives, communities, and possibly even future generations.

In my opinion, Kiva is 1 of the best ways anyone can help those in need. It's amazing what a little compassion and cash can do if utilized in the right way.

About the Author

Today's blog is by Ashton. She's a strong charity advocate, loves Pilates, long walks on the beach... Oh yeah, and she's a typical red head